Phil Kleinig Dip FP, FAFA, AAII, MCDA
Mobile:  0418 818 338

Phil Kleinig is an employee, shareholder and the Managing
Director of PAK Plans Pty Ltd which is a representative
of Australian Financial Services Limited (AFS) the
holder of the Australian Financial Services licence
number 297239.

Phil formed PAK Plans in April 1993. Prior to that Phil was
the Manager of SA & NT at Zurich Australia for 13.5
years, an Agency Manager at AMP Society for 7 years and
Insurance Agent at AMP for 2 years. Prior to his time with AMP
Phil served 9 years in the RAAF as an Aircraft Electrical Fitter.
On 12 February 2011, Phil completed 50 years in the workforce
and subsequently retired from providing personal financial advice.
Phil will continue to work within PAK Plans guiding and assisting staff.

Phil's primary role is as Managing Director of PAK Plans Pty Ltd.


Michael Cirson CFP, Dip FP, AII
Authorised Representative number 263486
Mobile:  0411 826 384

Michael Cirson is an employee, shareholder and Director of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239. AFS is responsible for the advice provided to clients by Michael Cirson.

Michael is also an authorised introducer for Baker Young Stockbrokers and Macquarie Equities Limited.

Michael has been providing advice since 1999 and joined PAK Plans Pty Ltd in July 2001. Prior to that, Michael worked as an Authorised Representative in Sydney with another Australian Financial Services practice. From 1976 to 1995, Michael was employed with Zurich Financial Services holding a number of Senior Management & Administration roles.

Michael is a Certified Financial Planner and is qualified to give financial advice holding the Diploma of Financial Planning and Diploma of the Australian Insurance Institute. He is a CFP member of the Financial Planning Association.

Michael's primary role is developing strategies to assist clients reach their financial goals.

Malcolm Brown CFP, Dip FP
Authorised Representative number 263501 

Malcolm Brown is an employee of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239. AFS is responsible for the advice provided to clients by Malcolm Brown.

Malcolm has been providing advice since 1992 and joined PAK Plans Pty Ltd in November 2003. Prior to that he was a Paraplanner/Associate Adviser at Fivepoint Financial Planning Pty Ltd for 2.5 years, Senior Client Service Officer at Patrick Whelan Investments for 2.5 years, Consultant at Quest Personnel 6 months, State Services Officer/Agency Administrator at Prudential Corporation Australia Ltd for 3.5 years and various positions at MLC Life Limited over 8 years.

Malcolm is qualified to give financial advice holding the Diploma of Financial Planning and is a CFP member of the Financial Planning Association.

Malcolm's primary role is Senior Paraplanner of PAK Plans Pty Ltd.

 
Chris Papayianis B App Fin, Dip Bus (cred mgmt), Dip FS (FP)
Authorised Representative number 396549 

Mobile:  0420 227 710

Chris Papayianis is an employee of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239.

AFS is responsible for the advice provided to clients by Chris Papayianis.

Chris has been providing advice since 2005 through bank dealerships and joined PAK Plans Pty Ltd in January 2011. Prior to his Financial Planning roles he was involved in the finance industry since 1997 holding a variety of roles at Bank SA.

Chris is qualified to give financial advice holding the Diploma of Financial Services (Financial Planning). Chris has also completed a Diploma in Business and a Bachelor of Applied Finance.

Chris primary role is developing strategies to assist clients reach their financial goals.

Susan Papagiannis Dip FP

Susan Papagiannis is an employee and shareholder of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239.

Susan has been in the financial services industry for 18 years and joined PAK Plans Pty Ltd in April 1993 before accepting a full time position in April 1995.

Susan holds the Diploma of Financial Planning.

Susan's primary role is Business Manager of PAK Plans Pty Ltd.

Mark Slatter DFS (FP)

Mark is an employee of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239.

Prior to joining PAK Plans Pty Ltd in 2009, Mark was the Practice Manager for Planwise Financial Solutions and was responsible for the management of the practice, client service and compliance.

Mark has a Diploma of Financial Services (Financial Planning).

Mark's primary role is as Practice Manager of PAK Plans Pty Ltd and will be responsible for the management of the practice, client service and compliance.

Barbara Smithson

Barbara Smithson is an employee of PAK Plans Pty Ltd which is a representative of Australian Financial Services Limited (AFS) the holder of the Australian Financial Services licence number 297239.

Prior to joining PAK Plans in 2008 Barbara worked for Anglicare SA in the Micro Finance Department and before that Barbara worked in the Disability Sector for 16 years. Her duties covered Administration and Personal Assistant to a Board Member.

Barbara's primary role is Reception and Administration Assistant of PAK Plans Pty Ltd.