After taking all the data regarding the client's finance, aspirations and attitudes, we will go through a set Wealth Accumulation Process as follows:

W e a l t h   A c q u i s i t i o n   &   M a n a g e m e n t
• Strategic planning
• Cash flow budgeting and finance
    > Personal / Family
    > Business
          - Balance sheet
          - P & L

W e a l t h   P r e s e r v a t i o n
• Income tax planning
• Accountant
    > Personal
    > Business

W e a l t h   E n h a n c e m e n t
• Investment planning
• Super
    > Strategies
    > Savings
    > Income streams
• Non super
    > Portfolio modelling
    > Negative gearing
    > Mortgage

W e a l t h   P r o t e c t i o n
• Risk planning
• Death
• Disability
• Trauma
• Assets
• Domestic / Business

W e a l t h   D i s p o s i t i o n
• Estate planning
• Solicitor
• Wills
• Testamentary trusts
• Enduring powers of attorney
• CGT